Tag Archives: fixed rate

Suze Orman says to do this before getting an adjustable rate mortgage

Image source: Getty Images Listening to Orman’s advice could save you from making a major mortgage mistake. Key points An adjustable rate mortgage (ARM) is a type of mortgage loan. The rate changes over time with an ARM. Suze Orman suggests taking an important step before getting an RMA. When …

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Canadian bond yields rise to 2018 levels, expect higher mortgage rates

Canadians should be prepared to pay significantly more to borrow for a mortgage as easy credit is coming to an end. The yield on 5-year Government of Canada (GC) bonds rose to 1.978% today, the highest level in over a year. A booming economy and rampant inflation are driving up …

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March 7, 2022 — Mortgage Rates Lower – Forbes Advisor

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Mortgage rates fell today. If you want to buy a house or refinance your current home, you still have a chance to lock in a historically low …

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Federal student loan repayments restart in 2 months: How borrowers can prepare

item Student borrowers are expected to resume payments in May after two years of federal forbearance. Here’s what you need to know. (Stock) Federal student loan repayments will resume in May for the first time since the COVID-19 pandemic began in March 2020. That gives borrowers just two months to …

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EBS launches first green mortgage rate of 2.1%

ESB launched its first green mortgage rate of 2.1%. He said the four-year fixed rate is available to new and existing customers. It is available to those with a home loan whose property has a builder energy rating (BER) between A1 and B3, and a valid BER certificate that is …

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February 21, 2022: Mortgage rates continue their upward trend

Bruce Bisping/Getty Some closely watched mortgage rates jumped today to their highest level since the start of 2020, including 15-year and 30-year fixed mortgage rates. We also saw a significant rise in the average 5/1 adjustable rate mortgage rate. Mortgage rates have been quite low over the past period, making …

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DENVER REAL ESTATE: Nearly 80% of homes are off the market in 2 weeks

(Stacker) – If anything can be said about the current state of the real estate market, it’s that change is coming. Over the past two years, the pandemic has kept US mortgage rates extremely low, with rates dropping below 3% at times. These record high mortgage rates have made it …

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February 15, 2022: rate increase – Forbes Advisor

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Refinance rates have gone up today, but if you’re looking to save on monthly payments or refinance a shorter loan, you still have the option of a …

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Why Ireland capped fixed interest mortgage rates

This newspaper reported the strong likelihood that the European Central Bank (ECB) will raise interest rates by the fourth quarter of 2022 with further increases expected for 2023. Expected increases by the end of 2023 are between 1% and 1.5%. In March 2016, six years ago, the ECB base rate …

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Mortgage rates | Personal finance

Apart from economic factors, the interest rate offered to you will also depend on the type of rate you have chosen. Variable rate mortgages, for example, have lower interest rates that will change periodically based on real estate market conditions. Whereas a fixed rate mortgage will remain the same throughout …

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90,000 could be in line for a mortgage rate cut following soaring house prices

Soaring home prices over the past two years mean thousands of homeowners are surprisingly eligible for lower mortgage rates. It applies to some 90,000 homeowners who exhausted their mortgage between 2018 and 2020, according to the findings of the latest Irish Independent Doddl.ie Mortgage Change Index. They will now be …

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Mortgage of the day, refinancing rate: February 5, 2022

Fixed mortgage rates rose in the first weeks of January, but stabilized in the last two weeks. Data from Freddie Mac shows 30- and 15-year fixed rates hit 12-month highs. Adjustable rates have generally fallen over the past year, although they are up this month: You could get a lower …

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Mortgage of the day, refinancing rate: January 29, 2022

Mortgage rates have been rising for the past few weeks, but have started to stabilize this week. Rates tend to be low when the economy is struggling, and the coronavirus pandemic has hurt the US economy. the Federal Reserve massively purchased assets, including mortgage-backed securities, to help the economy. But …

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Everyone loves variable mortgages, until the first BOC rate hike

Some mortgage borrowers’ confidence in variable rates could be tested as the Bank of Canada’s target for the overnight rate begins its inevitable rise, possibly as early as this week. Recently, a client contacted me, writing: “Are you able to provide me with any further advice on when we should …

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Rising Mortgage Rates Prompt Buyers to Act Quickly | Community

CNN (CNN) – If you’re one of the many potential buyers who were shut out of the real estate market last year, you may be hoping for better luck in 2022. The good news is that you probably won’t see the jaw-dropping jumps in home prices seen last year. But …

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Sharp drop in home sales, soaring mortgage rates, shortage of supply: a new dynamic is emerging

anyaberkut/iStock via Getty Images But wait… Supply suddenly exploded when mortgage rates jumped before the housing crisis. And for a reason. Sales of used homes, condos and co-ops in December fell 4.6% month over month and 8.3% year over year, at a seasonally adjusted annual rate of 6 .1 million …

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Mortgage rates at their highest since March 2020

The 30-year fixed-rate mortgage averaged 3.45% in the week ending Jan. 13, compared to an average of 3.22% the previous week, according to Freddie Mac. This is the highest average rate since March 2020, when it reached 3.5%. “Mortgage rates have risen across all types of mortgages, with the 30-year …

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Mortgage rate hike on January 12, 2022: what does it mean for buyers?

Jim Lane / Getty A few major mortgage rates have gone up today. Average interest rates for 15-year and 30-year fixed mortgages have both tended to increase. We have also seen an inflation in the average rate of adjustable rate 5/1 mortgages. Although mortgage rates fluctuate, they are at an …

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Down 67% from peak, Rocket mortgage stock is not a good deal

SUN VALLEY, ID – JULY 08: Dan Gilbert, Founder and President of Rock Ventures and Quicken Loans … [+] attend Allen & Company Sun Valley Conference with Jennifer Gilbert on July 8, 2015 in Sun Valley, Idaho. Many of the richest and most powerful businessmen in media, finance and tech …

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Unemployment claims in the United States increase by 7,000; Rising mortgage rates in the United States

The number of Americans claiming unemployment benefits rose last week but remained at historically low levels, suggesting the job market remains strong. Unemployment claims in the United States rose by 7,000 last week to 207,000. The four-week claims average, which dampens week-over-week gyrations, rose nearly 4,800 to reach just under …

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Mortgage Payment Calculator – YakTriNews.com

4 January 2022 12:10 Noel Davila and Gabriel Rodriguez Posted: 4 January 2022 12:10 Update: January 4, 2022 6:21 PM Use Money’s mortgage calculator to estimate your monthly payments based on the price of the house, current mortgage rates, and the type of loan. You can also use our calculator …

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Boiling housing market fuels record mortgages

Americans are borrowing more homes than ever before in 2021. Mortgage lenders issued $ 1.61 trillion in purchase loans in 2021, according to estimates by the Mortgage Bankers Association. This is a slight increase from $ 1.48 trillion in 2020 and above the previous high of $ 1.51 trillion in …

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Mortgage rate forecasts for January 2022

The page for another calendar year has turned and now is the time of year when we traditionally make resolutions to get in shape, eat healthier, or spend more time with friends and family. One more thing to add to your list: stop delaying and refinance your mortgage. This is …

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Mortgage rates rise but remain low in the final days of 2021

Average long-term mortgage rates in the United States edged up in the last week of 2021 Through MATT OTT AP Business Writer December 30, 2021, 3:04 PM • 2 minutes to read Share on FacebookShare on twitterEmail this article SILVER SPRING, Maryland – Average long-term mortgage rates in the United …

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Today’s mortgage rates December 28, 2021: Despite a slight increase, rates are low for homebuyers

John Greim / Getty Some major mortgage rates have gone up today, including the 15-year and 30-year fixed mortgage rates. We have also seen an increase in the average rate of mortgage loans with adjustable rate 5/1. If you are thinking of buying a home, maybe now is the time …

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Mortgage interest rates as of December 24, 2021: rates go down

H. Armstrong Roberts / Getty A variety of major mortgage rates have come down today. Average interest rates for 15-year fixed and 30-year mortgages have declined. The average rate for the most common type of variable rate mortgage, the 5/1 variable rate mortgage, has also declined. Although mortgage rates are …

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December 24, 2021 – Mortgage rates remain unchanged – Forbes Advisor

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Mortgage rates haven’t budged today. If you’re interested in buying a home or refinancing your current home, you still have a chance to secure a historically low …

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Why Banks Raise Fixed Mortgage Rates

Major Australian banks are raising their fixed-term mortgage rates in response to concerns about soaring inflation in the United States. Anyone who wants a three-year fixed home loan from one of the Big Four banks will have to pay at least 2.89% now. And anyone who wants to fix their …

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Inflation is back in force

Inflation hit 6.8% in November, its highest level since the ancient era of Reaganomics and the United States’ war on inflation. If prices continue to skyrocket, mortgage rates will also rise. But there is also a silver lining in this cloud for borrowers. The current combination of low mortgage rates …

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in mexico, mo finances the financing of financial loans developed for dismal credit interest amounts from banking institutions that generate

in mexico, mo finances the financing of financial loans developed for dismal credit interest amounts from banking institutions that generate Sign up for a rapid rise in investment bad investment which is individual bad credit repayment financial loans strong loan provider uk short term installment loans no expense mortgage excessively …

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Mortgage rates fall, refinances rise – but report says savings window is narrowing

Mortgage rates fall, refinances rise – but report says savings window is narrowing Mortgage rates have come down and fueled a new wave of refinancing. Applications for refi loans have just jumped, after rates fell for the first time in weeks, according to a new report from the nation’s largest …

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8 mortgage myths that waste time and money

A a lot of work is required to apply for a mortgage – from rounding up your financial records to make sure your credit rating is in great shape. Another important item on your to-do list is to look for misinformation and bad advice. There are many myths surrounding home …

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The cheapest mortgage interest rates for real estate investors

If you can get an interest-only loan, it will likely carry a higher interest rate. Many investors looking for repayment security and a predictable tax position prefer fixed interest rates. Here, over a year, Big Bank leads the charge on interest rates, with 1.89 percent. Then comes Defense Bank and …

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Long-term mortgage rates in the United States are relatively stable this week

Posted on Thursday, December 2, 2021 | 7:15 a.m. Updated 1 hour and 2 minutes ago SILVER SPRING, Md. (AP) – The average interest rate on long-term mortgages in the United States remained stable this week, after the Federal Reserve suggested it would begin to tighten credit by raising its …

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Broadening Child Tax Credit Would Permanently Reduce Child Poverty, Says CBPP

Rebuilding Better would make the Child Tax Credit permanently available to low-income families. But the trillion-dollar spending plan is running into hurdles in Congress before it can be enacted. (iStock) President Joe Biden Plan to build back better extend the extended monthly Child Tax Credit (CTC) payments until 2022 and …

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Student loan refinancing rates drop to new high

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. The latest …

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Calendar: What determines mortgage rates the week of Nov. 29 to Dec. 3, 2021

Mortgage rates are notoriously unpredictable, but housing economists expect them to rise slightly over the next few months. Two things on this week’s economic calendar could shape the future of mortgage rates. This week’s first must-see economic news arrives on Tuesday, when the Federal Housing Finance Agency unveils its compliant …

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Mortgage Rates Today Drop Below 3.5% | 22 November 2021

November 22, 2021 7:19 AM Leslie Cook Posted: November 22, 2021 7:19 AM Update: November 22, 2021 9:35 AM The mortgage rate for a 30-year fixed rate loan fell to 3.458% over the weekend. Most other types of loans also experienced lower rates, with the rate on a 30-year refinance …

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November 15, 2021 – Lower mortgage rates – Forbes Advisor

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. For anyone in the market to buy or refinance a home, now is a good time to secure a low rate. …

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Mortgage rates set to rise in November

As Thanksgiving approaches, homeowners and potential buyers alike have much to be thankful for, especially the relatively low mortgage rates that have persisted over the past few months. But all good things come to an end, and that could be true of record rates before long. At the end of …

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Today’s Mortgage and Refinance Rate: October 31, 2021

Mortgage rates remain low today. Adjustable rates started going down in the six weeks, so they’re more competitive with fixed rates than they’ve been in over a year. When applying for a mortgage, you may want to consider both fixed rate and variable rate options. While adjustable rates have fallen, …

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USDA vs FHA Loans: What’s the Difference?

Our goal is to give you the tools and the confidence you need to improve your finances. While we do receive compensation from our partner lenders, whom we will always identify, all opinions are ours. Credible Operations, Inc. NMLS # 1681276, is referred to herein as “Credible”. Mortgages from the …

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Mortgage Rates Cross 3% Threshold – RISMedia |

Mortgage rates broke the 3% threshold for the 30-year Fixed Rate Mortgage (FRM), scoring 3.01% for the week ending September 30. According to the Freddie Mac® Primary Mortgage Market Survey, this is up from 2.88% last week. Mortgage Details:– The 30-year fixed rate mortgage averaged 3.01% with an average of …

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Where can I get a personal loan of $ 80,000?

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. It is …

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The best 15-year mortgage rates for 2021

Type of loan To buy Refinance 30 years fixed 3.06% 3.16% FHA 30 years fixed 2.87% 3.00% 30-year VA fixed 2.87% 3.05% Jumbo 30 years fixed 3.16% 3.33% 20 years fixed 2.81% 2.93% 15 years fixed 2.29% 2.40% Jumbo 15 years fixed 2.87% 3.05% 10 years fixed 2.21% 2.35% 10/1 …

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Cumberland Offers Lowest Mortgage Rates Ever

The Cumberland launched its lowest mortgages on record after announcing cuts that will allow it to offer a rate of 0.83%. The rate is available on a 2 year variable rate mortgage with a loan to value ratio (LTV) of 60%, which represents a rate reduction of 0.25%. The Cumberland …

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How to Navigate the Changing Mortgage Market

Source: Adobe Stock Coming out of the most unprecedented moments that most of us will experience, it can be difficult to look to the future with confidence. With economic conditions constantly changing during the pandemic, many credit unions are wondering how to anticipate the next trends and find opportunities to …

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Here are the mortgage rates for July 20, 2021: Rate slippage

Jeff Greenberg / Getty Images Several major mortgage rates fell today. Average rates for 15-year and 30-year fixed-rate mortgages have declined, while average rates for 5/1 variable-rate mortgages have also declined. Although mortgage rates are constantly fluctuating, they are currently lower than they have been in recent years. If you …

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Form 424B5 NOMURA HOLDINGS INC

Filed in accordance with Rule 424 (b) (5)Registration declaration n ° 333-229191 The information contained in this preliminary prospectus supplement and the accompanying prospectus is not complete and is subject to change. This preliminary prospectus supplement and the accompanying prospectus do not constitute an offer to sell such securities and …

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Today’s Mortgage and Refinance Rate: July 4, 2021

Current mortgage rates Money.com conventional rates; RedVentures government guaranteed rates. Current refinancing rates Money.com conventional rates; RedVentures government guaranteed rates. How mortgage rates have changed Mortgage rate trends Money.com conventional rates; RedVentures government guaranteed rates. Over the past week, both fixed and government guaranteed loan rates have fallen. Average rates …

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Mortgage rates of June 17, 2021: rates skyrocket

Michael Short / Getty Several major mortgage rates increased slightly today. Average rates for 15-year and 30-year fixed-rate mortgages increased slightly. The average rate of the 5/1 variable rate mortgage – the most common variable rate home loan – has also increased. While mortgage rates are constantly fluctuating, they are …

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Today’s 15-year fixed mortgage rates remain below 3%

For months, 15-year fixed rate mortgages had the lowest average rate available, and today is no exception. The following lower rates are for government guaranteed loans (FHA and VA), followed by 30 year fixed rate loans. ARM loan rates are the highest whether you buy or refinance. Mortgage and refinance …

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Navy Federal Credit Union Mortgage Review 2021

Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and earn us a referral commission. For more information, see How we make money. Based in Vienna, Virginia, the Navy Federal Credit Union …

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Today’s Mortgage and Refinance Rate: June 13, 2021

If you buy through our links, we may earn money from affiliate partners. Learn more. Some mortgage and refinancing rates have been rising since last Sunday, but the increases are not drastic. Some rates have been down since last month, and rates generally remain low. Mortgage rates will likely stay …

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Inventory shortage is pushing home prices at record pace

With continued listing shortages, US real estate markets remained “blank hot” in April, with home prices rising at a record – and unsustainable – annual rate of 14.8%. Black Knight’s latest Mortgage Monitor report recorded “the highest annual home price growth rate we’ve ever seen” in nearly 30 years, said …

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Mortgage rates remain below 3%

Mortgage rates rose slightly this week, but still remain below the 3% mark, as Freddie Mac’s Primary Mortgage Market Survey (PMMS) found that in 30 fixed-rate mortgages (FRMs) years was 2.99%, up from 2.95% last week. . Around the same time a year ago, the 30-year FRM averaged 3.18%. “Home …

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Mortgage Rates Today | May 28, 2021

The latest rate on a 30 year fixed rate mortgage is 3.286%. © Silver; Getty Images Mortgage-Rate-006 The last rate on a 15 year fixed rate mortgage is 2.399%. The latest rate on a 5/1 jumbo arm is 3.566%. The latest rate on a 7/1 compliant ARM is 4.196%. The …

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Mortgage applications drop 4% – HousingWire

After two straight weeks of increases, mortgage applications fell 4.2% for the week ending May 21, 2021, according to the Mortgage Bankers Associationweekly mortgage application survey. “Demand is strong across the country, but homebuyers continue to be held back by a shortage of homes to sell and rapidly rising home …

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What is the average monthly mortgage payment?

You have questions about the money. Bankrate has answers. Our experts have been helping you stay on top of your money for over four decades. We continually strive to provide consumers with the expert advice and tools they need to be successful throughout the financial journey of life. Bankrate follows …

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Finance of America Mortgage Lender Review 2021

Editorial independence We want to help you make better informed decisions. Certain links on this page – clearly marked – may take you to a partner website and may lead to us earning a referral commission. For more information, see How we make money. Finance of America is a Horsham, …

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Fairway Independent Mortgage Lender 2021 Review

Editorial independence We want to help you make better informed decisions. Certain links on this page – clearly marked – may take you to a partner website and may lead to us earning a referral commission. For more information, see How we make money. Fairway Independent Mortgage Corp. is the …

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Mortgage rates drop below 3% for the first time in months

Average mortgage rates for a 30-year fixed-rate mortgage fell to 2.97% for the week ending April 22, according to Freddie Mac’s primary mortgage market survey. Mortgage interest rates fell below 3% again for the first time since Feb. 25, allowing for a potential increase in mortgage creations as more homeowners …

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