New payday loans – check out the latest non-market loans

 

New payday loans – where to apply for new online loans 2019?

New payday loans - where to apply for new online loans 2019?

Due to the increase in prices, more and more Poles consider borrowing something completely natural. Low creditworthiness and bad credit history in many cases exclude a chance for a bank loan. No wonder then that the non-bank loans sector is growing faster and more and more websites are offering new payday loans and installment loans on the market.

One of the most desirable non-bank products are undoubtedly new loans without databases, such as: BIK, KRD, ERIF, etc. They are characterized by high granting power, but their offer is limited. For this reason, new payday loans without BIK or new payday loans for those in debt enjoy such interest. There are quite a lot of new products on the market.

Stylon – new payday loans as proof

All you need to apply for a loan online at Stylon is an ID card and a mobile phone. The institution does not require presentation of a salary certificate. New customers can borrow PLN 1,500 per month for free. The amount available for the next loan up to PLN 3,500, and the money can be transferred to the borrower’s account after a few seconds. The company enables early repayment and refinancing of the loan.

Loan terms in Stylon:

  • available amount: from 100 to 3500 PLN,
  • first loan for free – up to PLN 1,500,
  • maturity: 1-30 days,
  • age: 22-75 years old,
  • without BIK: no.

Online payday loans, new loans without income certificates in Viloan

The Viloan loan service allows you to verify your identity through the Kontomatik service, so you can get money extremely quickly. You can apply for a maximum of PLN 3,000 for the first loan and 4,000 for the next. The maximum loan period is up to 3 months.
Borrowers can be people aged 21-65 who have adequate creditworthiness and are not registered in the KRD. They are not required to receive a salary certificate or collateral. It is also possible to extend the repayment date.

Loan loan terms:

  • available amount: from 100 to 4000 PLN,
  • first loan for free: no,
  • repayment term: 15-90 days,
  • age: 21-65 years old,
  • without BIK: no.

Small Loan – new without BIK up to PLN 2,000

We can apply for a small loan from a maximum of PLN 2,000 for 30 days. The condition is age from 21 to 73 years and no entry in the database of debtors. We will get the first loan for free. Identity checking is done via a traditional verification transfer or the Counter service, thanks to which the money is instantly transferred to the borrower’s account. There is a chance that the liability will be settled sooner and the loan repaid.

Loan terms in a small loan:

  • available amount: from 200 to 2000 PLN,
  • first loan for free: up to PLN 2,000,
  • repayment deadline: 5-30 days,
  • age: 21-73 years old,
  • without BIK: yes.

Astro Finance – little known payday pay up to PLN 6,000

To receive a loan at Astro Finance, all you need is a valid ID, positive creditworthiness, and no entry in the debtors’ registers. Online applications can be submitted by people between 20 and 75 years old. The maximum loan amount is PLN 6,000, which can be borrowed for 30 days. Banking data verification is carried out by the Kontomatik application.

Loan terms in Astro Finance:

  • available amount: from 100 to 6000 PLN,
  • first loan for free: no,
  • repayment deadline: 30
  • age: 20-75 years old,
  • without BIK: no.

Creditmeno – new payday loans online for a month

Creditmeno offers both payday loans up to PLN 3,000 for 30 days and installment loans up to PLN 5,000 for 24 months. It is a loan without certificates, so you only need an ID card to take it. To apply for money, you must be at least 21 years of age, your creditworthiness and no entries in the debtors’ databases.

For the first loan, you must provide two phone numbers for relatives or friends that the lender will be able to contact when considering your application. Identity verification is carried out by the Kontomatik service. Regular customers receive bonuses from time to time, participate in cash lotteries and are the first to receive access to the latest services offered.

Creditmeno loan terms:

  • available amount: from 100 to 3000 PLN,
  • first loan for free: no,
  • maturity: 15-30 days,
  • age: from 21 years old,
  • without BIK: no.

Mini loan – new payday loans for 18 years

The first payday without interest in the Mini loan can be up to PLN 2,000. With the fifth loan, the amount increases to PLN 5,000, however, the loan limit depends on the individual assessment of your creditworthiness. We have 30 days to pay back the money. The amount of loan granted always depends on the individual assessment of creditworthiness and in the case of regular customers on the cooperation with the lender so far.

The low age threshold for borrowers allows them to take payday pay for 18 years. All you need is your own bank account and no backlog in the databases of the Credit Information Bureau and Economic Information Bureaus. An income certificate is not required. The borrower’s identity is confirmed by means of Quick Identification or a verification transfer.

Mini loan terms:

  • available amount: from 500 to 5000 PLN,
  • first loan for free: up to PLN 2,000,
  • maturity: 7-30 days,
  • age: 18-75 years old,
  • without BIK: no.

LendFor – new non-bank loans for those in debt for 45 days

The LendFor website offers payday loans online, telephone loans, payday loans and loans without BIG. In some cases, LendFor.pl reserves the right to check the customer in the BIK, BIG and KRD databases. The amount of the first loan is PLN 3,000 for a period of 45 days. The amount of subsequent loans for customers paying back on time increases with subsequent loans and is determined individually. The company does not grant loans without verification in the registers, BUT – it looks favorably at people who have poor BIK scoring.

A maximum of PLN 5,000 can be borrowed. The condition for obtaining a loan is to have an identity card, Polish citizenship and age from 21 to 70 years old. Identity verification is done using the Instantor service or by penny transfer. The lender does not anticipate postponing the repayment date. However, if you have financial problems, you can apply for a loan refinancing.

Loan terms in LendFor:

  • available amount: from 500 to 5000 PLN,
  • first loan for free: up to PLN 3,000,
  • repayment deadline: 5-45 days,
  • age: 21-70 years old,
  • without BIK: yes.

Gusi – new payday loans for high amounts

Gusi.pl’s offer includes payday loans up to PLN 10,000 for 30 days, and the first promotional loan up to PLN 3,000. In the event of problems with repayment, it is possible to extend the time limit for paying the loan once by 7, 14 or 30 days. People from 20 to 75 years old who do not have entries in the database of debtors can apply for money. Identity verification is done using a traditional penny transfer.

Loan terms in Gusi:

  • available amount: from 200 to 10,000 PLN,
  • first loan for free: up to PLN 3,000,
  • maturity: 1-30 days,
  • age: 20-75 years old,
  • without BIK: no.

LoanHok – new non-bank loans for young people

A quick loan in LoanHok can be applied for by people aged 18 to 75 who have no arrears entered in the databases of the Credit Information Bureau or Economic Information Bureaus. The maximum possible amount of the liability is PLN 5,000 for 30 days, but it is only possible for the fifth and each subsequent loan.

The borrower’s credibility and creditworthiness determine the amount received. The lender does not require proof of earnings, pledge or guarantor. The customer’s identity is checked by Quick Identification or a traditional verification transfer.

Loan terms in LoanHok:

  • available amount: from 500 to 5000 PLN,
  • first loan for free: up to PLN 2,000,
  • maturity: 7-30 days,
  • age: 18-75 years old,
  • without BIK: no.

Fina Card – new payday loans for those in debt

Fina Card is a non-bank credit card with a limit of PLN 6,000. The minimum repayment amount is 15% of the granted credit limit and may not be greater than the total sum of liabilities on the card. If we repay only the minimum amount in the first 5 days of the month, the interest rate will be just 0.75 percent. per month, while the administrative commission will reach 5.25 percent. monthly.

We can receive the Fina Card without the need for a verification transfer confirming the authenticity of personal data and the bank account of the consumer. The conditions to be met by the person applying for an Fina Card are: completed 21 years, earnings of at least PLN 1200 a month, income certificate, valid ID card and no negative credit history.
Loan terms with Fina Card:

  • available amount: up to PLN 6,000,
  • first loan for free: no,
  • repayment deadline: 30 days,
  • age: 21 years old,
  • without BIK: no.

New non-bank loans – installment loans

New non-bank loans - installment loans

New online loans are not just payday loans. Dynamic development can also be seen in the long-term loans sector. New installment loans are the solution most similar to the bank loans known for years. The differences between a loan and a loan obviously relate to the available amounts and repayment periods, but the main aspect affecting the popularity of new loans is the significant reduction in formalities. Both solutions have their supporters. Those deciding on new loans are convinced by the ease of application combined with a convenient repayment schedule. Installment loans are often used to consolidate or refinance other liabilities. Among the new products available on the market we will find services such as:

  • Lend On in installments
  • Fuenda
  • LoanMe
  • Mozipo
  • Duochash

New payday loans 2019 – why choose little-known payday loans?

New payday loans 2019 - why choose little-known payday loans?

New loan companies do not have to be neither worse nor better than those that have been working on their market position for years. New payday loans do not have innovative rules of operation, but they may have more friendly and flexible conditions for verification of applicants. The latest payday loans appearing on the internet without checking the databases can be a great option for people who have a low BIK score.
However, new loans can be an interesting alternative for people who often use this form of financing. Why is it worth choosing new payday loans online?

  • often have favorable promotional offers,
  • we have a chance for the first loan for free,
  • sometimes they offer better conditions than on large websites,
  • other granting conditions give you the chance to receive money even if you have been refused a loan from other institutions,
  • can be used to repay current liabilities,
  • a new loan is a new opportunity to build the borrower’s credibility and a positive credit history.

New payday loans on the loan market also have their drawbacks. The largest of these is probably the low maximum amount you can apply for. Loan companies, unlike banks, use only their own capital. That’s why, at the beginning of their business, they offer loans online for a low amount account.

What to look for when looking for new loan offers?

What to look for when looking for new loan offers?

Before you decide to trust a new institution, it’s worth knowing where to check the credibility of a loan company. If nothing raises our doubts, you can proceed to analyzing the offer. Internet comparison websites and payday loans ranking can be helpful here.

Customers are often worried about not having enough information about the offer on the lender’s website. In this case, it is worth contacting a consultant who will surely answer all your questions. Remember to check the offer to pay attention to such aspects as:

  • available amount and loan period,
  • APR,
  • repayment schedule,
  • the amount of loan-related fees,
  • way of verifying creditworthiness,
  • a chance to extend the repayment deadline and refinance the loan.

The most important thing when choosing a loan is, as always, common sense. New payday loans via the Internet tempt with their attractiveness and ease of inference. That we would miss us debt spiral it is worth sticking to the most important rules of borrowers: carefully check offers in loan comparisons, borrow only as much as we need and pay off obligations on time. New payday loans are new opportunities, let’s use them wisely.

Leave a Reply

Your email address will not be published. Required fields are marked *